I have life insurance through my job. Why do I need extra?
Many people were displaced from their jobs during the pandemic. If that happened to you, what would happen to your life insurance coverage? Purchasing a life insurance policy independent from your work-provided benefits allows you to select the exact policy terms and coverage amounts for your family - and it gives you complete control over the policy.
How much is life insurance? Is it expensive?
Life insurance is not a one-size-fits-all. Let our professional insurance agents take the opportunity to understand your unique situation and provide a custom life insurance solution for you. We'll recommend the coverage you need at the most affordable price.
How is life insurance paid?
After your death, your beneficiary will need to file a claim with your insurance company. It is helpful if they know you have a policy in place and that they need to file a claim. After the insurance company receives the claim, they usually pay the death benefit within 30 to 60 days.
A life insurance payout can be received in one lump sum. It can also be paid through installments or annuities if your beneficiary wants to receive payments for a set number or years or, if the funds are substantial, over their lifetime.